Sunday, November 29, 2009
Pet Peeves
Saturday, November 21, 2009
Thanksgivings Past
Because people are so busy next week, I decided to post my Thanksgiving blog early.
When we were married, we spent Thanksgiving with our friends the Merritt’s. Once we spent the day in the emergency room when Annie climbed on a riding toy and split open her chin. I worried the whole time my turkey was burning and when we got home, my friend had gone to our home and finished cooking the whole dinner for us.
We spent several "Walton" Thanksgivings in Washington, Pa. early in our marriage at Grandma Martin’s. She sometimes had 40 plus people for her dinner. There were long tables set up in the basement and cousins running around everywhere. It was awesome. After Grandma and Grandpap couldn’t do it anymore, we had the holiday with Pap Pap and Deedle and her famous 8 hour turkey cooked in a paper grocery bag.
In Florida we were pretty much on our own. I would try to invite others if I knew they did not have a family. Once, I accidently picked up the brown vanilla bottle and doused it in my gravy and ruined the whole dinner. I thought it was the brown “Kitchen Bouquet” bottle. I will never live that one down.
This year my husband will be working and my kitchen will be torn apart for much needed renovations. I am thankful for the memories of Thanksgiving’s past. I pass the torch to our children and grandchildren to make new memories.
Wednesday, November 18, 2009
It is Only A Matter of Time.
Tuesday, November 17, 2009
Maybe I Should Write a Book
I laughed one day watching Oprah. She had someone who had written a book because they had cut their budget around $30,000. When Fred quit his job to go back to school, we cut ours $55,000. I was a stay at home mom the first ten years of our marriage and I knew how to live on a tight budget. I was able to do it by pulling out our budget from 1996. We had the money for his tuition and books set aside in savings. I had just hit the top of the pay scale so we were going to have an increase in my pay. We sat down and came up with a plan.
Here it is maybe there is something you did not think of that you could cut out of your budget too.
Yearly savings
· Before we started we paid off our credit cards saving $6,000
· Cut out weekly pizzas $720
· No hair cuts or perms $ 300
· No donations to anyone $1000
· Cut cable $600
· Cut house phone service $1200
· No lawn service $650
· Cut out weekly dinner out or breakfast out $1000
· No more newspaper deliveries $360
· No magazine subscriptions $100
· Bought a junker to get rid of a car payment saving $4,800
· No new clothes $300
· Plane Fairs $ 1200
· No Christmas Cards $100
· No exchanging Christmas gifts extended family $1000
· No new converse $ 200
· Cut food budget in half
Used coupons, generic and made everything from scratch $4,800
· Deferred student loans $ 6,000
· No exchange of birthday gifts $ 200
· No exchange anniversary $ 100
· No vacation at the shore $ 4,000
· Car pooled every other week $ 600
Additional income
· My pay increase $ 5500
· Worked extra period per day $4000
· Stipends/A plus $ 3,000
· Fred side work $ 7,000
When he graduated and got a real job, the pizza came back first, then new car, and the house phone.